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Why You Might Need Flood Insurance

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According to the article "Got Flood Insurance? You Probably Need It" on, flooding is the most common of all natural disasters in the US, and the most expensive. A 2,000 square foot home flooded with just a single inch of water may need as much as $21,000 worth of repair. And flooding isn’t covered by a standard homeowners insurance policy.

Flood insurance is required by many mortgage lenders if a home is in an area deemed "high-risk" for floods, but low-risk areas can flood as well. It takes only one unnaturally large storm to cause flood problems. Flooding can occur when sewer systems fail and when large amounts of snow melt occur. Even the smallest creeks and rivers can flood. Homeowners who have property on hillsides are protected from mudslides through their homeowners insurance.

If you have questions about flood insurance, contact Agers Insurance Services for information. Our knowledgeable agents are ready to give you a quote today. Agers Insurance Services proudly serves the residents of California.