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Are You Ready For The Cold Weather?

Use these tips to get your house ready for fall. The temperatures are finally starting to feel like fall, which means it is time to put out your flip flops and pull out your favorite sweater. As you get into the fall spirit, it is the perfect time to get your house ready for the season. Keep these fall home maintenance tasks in mind to ensure your house can handle the dropping temperatures. Clean out your rain gutters – as the trees start to drop their leaves, your rain gutters are most likely starting to fill up. Blocked rain gutters can easily allow water to back up into your roof and walls, causing serious and expensive damage. While cleaning your rain gutters, make sure that all of your downspouts are facing away from the foundation of your house. Look for air leaks – small cracks and worn weather stripping can let the ... Read more

Prepare Your Home for Fall With These Tips

Fall is officially here, which means so are cooler temperatures and shorter days. To make sure your home is ready for the dropping temperatures and the extra time your family spends indoors, keep these home maintenance tips in mind. Hire a professional to check your furnace and to do any regularly scheduled maintenance to ensure that you will stay warm all fall and winter long. If you have a wood burning fireplace, clean out the chimney. Built up soot from previous fires can easily start a fire and push dangerous carbon monoxide into your home. Clean out your rain gutters. Rain gutters that are clogged with fallen leaves and other debris can cause water to back up and damage your roof and walls. Also make sure the downspout is facing away from your home so water does not damage the foundation of your home. Check for missing or damaged shingles on your roof. ... Read more

Insure Your Winter Toys

There are many fun winter activities to enjoy during the colder months. However, don’t neglect to ensure these fun winter toys to protect you from high costs and headaches. Snowmobiles If you have a snowmobile, you need snowmobile insurance to help cover you in case of an accident because snowmobile insurance helps to pay for repairs to your snowmobile if it is damaged in an accident. Ensure your coverage has enough liability to protect you in case someone is injured in the accident and you are liable. ATVs If you have an ATV, you’ll want insurance coverage for off-road vehicles. ATV accidents can happen all year round, but the dangerous conditions of snow and ice make winter even more dangerous. Therefore, get insurance to help pay for any damage to your ATV. Other If you like to skate, ski or sled, there is no specific insurance for that, but you are protected if you have ... Read more