Renter’s insurance protects your belongings and living space!
From the kitchen to the living room to your favorite sweater, most roommates share everything. Roommates are often the siblings you never asked for (or got), but there’s a mutual likeness when sharing a living space with another human being day in and day out.
Whether you watch reruns of The Voice together every night, or stay in your room to avoid awkward small chat, many roommates think that if one of you has renter’s insurance, the coverage extends to the entire apartment and all of the contents.
This is a costly misconception. Renter’s insurance protects the property of the people listed on the policy. Unless your roommate is listed as an additional insured on your insurance policy (or is a domestic partner, spouse, or a member of your family), their things will not be covered.
Here’s the lowdown on renter’s insurance for roommates:
A roommate does ...
Don't let a burglar ruin your holiday travel plans.
If you are planning a holiday vacation, you are not alone. The holiday season is one of the busiest travel times of the year. As you pack your bags and plan your itinerary, it is important to make sure that you know how to keep your home safe while away. Keep these home security tips in mind that will help keep burglars at bay without having to spend too much money.
If you can, load your luggage into your car while its in the garage. If that is not an option, carry your bags straight to your car. Don’t leave them on your front porch or in your driveway.
Put all valuables in a safe place. If you don’t already have one, invest in a fireproof safe and bolt it to the ground to keep all of your valuables protected.
Let a trusted neighbor ...