Protection Provided by An Umbrella Insurance Policy
Just like an umbrella is meant to protect you from inclement weather, a personal umbrella insurance policy will provide coverage for any unforeseen perils. While you may think that you have plenty of insurance coverage with your existing personal insurance policies, it may not be enough. Investing in a personal umbrella insurance policy is the best way to ensure that you and all of your assets are safe.
All insurance policies have a limit on the amount of liability coverage that they will provide. An umbrella insurance policy will provide extra liability that goes beyond the liability provided by your other policies. The protection that comes with an umbrella insurance policy will not “kick in” until the liability portion of your other policies run out, to ensure that you are covered from any situation.
A personal umbrella insurance policy will provide coverage for many common ...