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It Is National Blood Donor Month!

Blood Donor Month January is National Blood Donor Month, which is the perfect time to roll up your sleeve to help those in need. You do not need a special reason to donate blood, and each time you do, you have the chance to save lives. With hundreds of blood donation centers across the state, you will never have to drive more than a couple miles to do your part to help. Whether you donate blood because you have a friend or family member that is in need, or if you are just doing it to feel good, there is a constant need for blood. Keeping a healthy and reliable blood supply is vital to ensure that there is always enough blood when it is needed. Each time you donate blood, you have the opportunity to save up to three lives. The blood donation process is very simple and fast. After a ... Read more

Benefits Of An Annual Insurance Review

Annual Insurance Review With 2015 kicking off, it is the perfect time to plan for the whole year. It is also the best time to look over all of your insurance policies to ensure that you have the right amount of coverage for the New Year. There are many benefits to reviewing your insurance for the New Year, including: You may find that you have too much coverage – while you look over all of your insurance policies, you may find that you have too much coverage, which means wasted money each month. Before you lower all of your coverage, make sure that you have the financial means to pay for any damages that will not be covered by your insurance. You may find that you do not have enough coverage – if you had any major life changes recently, you may not have enough coverage for your new life. If you added ... Read more

Insuring Your Company Holiday Party

Download These Apps for All of Your Christmas Needs With the holidays just around the corner, it may be time to start planning for your company holiday party to show all of your employees how much you appreciate their hard work. While planning your office party, it is important to make sure that you and your business are protected with the right insurance policies. If you are having a holiday party at your office, there are many aspects that can go wrong. While your business owner’s policy will provide some liability coverage, you may want to increase your coverage for the party. A one-day event hosting insurance policy will provide extra coverage in case of any unfortunate situation. You may also want to invest in excess liability coverage to provide extra coverage for any unfortunate situation. If you are hosting the party at a separate location, you will still want to make ... Read more

Avoid These Three Financial Pitfalls in Your Marriage

One of the most common reasons for divorce is money and arguments about money. To keep your marriage and your checking account in great shape, try to avoid these three financial pitfalls that can plague marriages. 1. Not Having a Budget Budgets can save your marriage from arguments about money. At the beginning of each month, sit down and discuss all potential expenses. Hammer out the budget, being sure that both parties get a vote. Of course, compromise and respect will be necessary on both sides. After the budget is established, all you have to do is stick to it. If an unexpected expense comes up, have a new budget meeting. By deciding ahead of time how much money you can both spend, as long as both parties stick to the agreement, there will be no more money fights.   2. Not Having an Emergency Fund Emergencies will happen to everyone. Having a set ... Read more

Septic Systems: Should I Buy A Home With One?

While we've all heard about septic systems, we may not really understand them or if a home should have one or not. A septic system basically takes the wastewater from sinks, showers, tubs and commodes and dumps it into a sealed tank. The solids drop to the bottom and the light stuff floats on top and the water is allowed to drain into the ground where bacteria takes care of the organic materials. Although mostly seen in rural areas, they are also in homes in more urban areas as well. The only alternative to a septic system is to be connected to a town or city sewage system that takes the wastewater away for treatment. Fully 25% of all homes use a septic system which means, if you're looking to buy a home, you may have to seriously consider this question. If the home you're looking at has one, you ... Read more
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