Avoid this common and costly car insurance mistakes!
While many are content renewing and paying for the same old car insurance policy year after year, this, in itself, can be a costly mistake to make. By not reviewing your auto policy, you are unaware of potential discounts, savings, and coverage gaps.
So that you get the best policy for the best deal for you, avoid these car insurance mistakes that can cost!
Choosing a deductible that is too low – If your plan has a higher deductible, your monthly premiums are typically lower. However, your out-of-pocket expenses will be higher should you get in an accident!
Not taking advantage of discounts – Many discounts are available! These can include:
Good Driving Record discount
Good Student Driver discount
Taking a defensive driving course
Telling your insurer about your car’s safety features
Having a low mileage per year
Bundling car with home or renters’ insurance!
Renewing an outdated insurance plan – Switching ...
How To Get A Good Driver Discount
Do you think your auto insurance is expensive? You are right. In fact, Californians pay some of the highest rates for the coverage of any state in the country. Compared to nearby states of Oregon and Nevada, we pay 50 percent more for our policies!
The good news is that there is a way you can save on your auto insurance, no matter which insurer you go with for your coverage. That is because there is a discount created by state law, captured in Section 1861.025 of the California Insurance Code, which dictates that as long as you meet certain requirements your insurance company is required to give you a good driver discount.
In order to qualify, you need to have had your driver’s license for at least three years in either the United States or Canada. During that time, you need to have been ...