Excess Liability Advantages
When you are looking for the right California auto insurance policy, you are required to have a minimum amount of liability insurance. The minimum amount is $15,000 for the death or injury of one person, $30,000 for the death or injury of more than one person, and $5,000 for any damage to property that you cause. While adding extra liability to your policy will lead to higher premiums, it also comes with many benefits, including:
You will be less likely to owe anything out of your own pocket – any damages that exceed your liability coverage will be your responsibility to cover, which may mean digging deep into your pockets to cover the cost. The more liability insurance you have, the less likely it will be that any damages will go beyond your coverage.
PIP is not mandatory in California – PIP, also known as personal insurance protection, will pay for ...