Sorting out your paper mountain – which documents should you keep?
For many who haven’t opted to go paperless, receipts, bills, pay stubs, tax forms, and other financial documents flood into the mailbox every month. For those who like receiving paper documents monthly, be aware of which financial documents you should keep and which ones you can throw away (recycle).
For your guide on what you should file away safely and what to slide into the shredder, read below!
Receipts – For anything you might itemize on your tax return, keep for three years with your tax records.
Home improvement records – Keep ahold of these for at least three years after the due date of the tax return that includes the income or loss on the home when it’s sold. When aiming to sell the house that you have made improvements to, aim to keep receipts for seven years as these may ...
Safeguarding Against A Quake
The state of California is no stranger to earthquakes. We face the very real possibility of the ground quaking because we live on a fault line. All California residents know that while we get beautiful weather year-round and access to great cultural opportunities, we pay the price with our earthquake risk.
Are you familiar with how to protect your home against the ground’s shaking? Here is a quick guide to doing what you can to make sure your house is earthquake ready.
Anchor any large bookcases, filing cabinets, water heaters, and other large and heavy furniture and appliances to the walls.
Install ledge barriers on all of the shelves in your home. Move heavy items to the lowest levels possible to minimize falling dangers in the event of an earthquake.
Affix small appliances to your countertops and computers to their desks or tables.
Put latches on your cabinet doors to keep ...
Anytime you have visitors to your home there is a potential for liability issues. This is true for holidays like Halloween. If you want to minimize your exposure there are some safety tips you should observe. Here is a brief guide to making sure guests and trick-or-treaters have a safe Halloween when visiting your home.
Turn the porch light on. Having an exterior light on not only helps visibility but it also lets neighbors know that you are welcoming trick-or-treaters.
Don’t use an open flame in your Jack-o-lantern. It is much safer to use a battery powered light or even a glow stick to illuminate your carved pumpkin.
Remove anything that may be an obstacle on your sidewalk and porch. It is getting darker earlier so make sure planters and other obstacles aren’t an impediment to those who are visiting.
Secure your pets. You don’t want to take the chance of your pet ...