Rarely are people aware that basic homeowner’s policies do not provide earthquake insurance!
Only 17 percent of California’s homeowners hold earthquake insurance, even though the whole state lies upon the San Andreas fault line. Scientists say that more big earthquakes are coming to California, as the residents should expect earthquakes averaging a magnitude-6.7 to occur every 6.3 years somewhere in the state. Although most homeowners insurance policies do not cover the damaged caused from earthquakes, earthquake insurance can protect you!
Earthquake insurance is not known for being cheap; usually there is a 25 percent deductible. Unless you have major damage from an earthquake, the insurance won’t even kick in. But before you decide that you cannot afford earthquake insurance, consider if you can afford to rebuild your house if it were to be severely effected by an earthquake, replace the contents, and pay the temporary living bills.
With the United States suffering ...
Safeguarding Against A Quake
The state of California is no stranger to earthquakes. We face the very real possibility of the ground quaking because we live on a fault line. All California residents know that while we get beautiful weather year-round and access to great cultural opportunities, we pay the price with our earthquake risk.
Are you familiar with how to protect your home against the ground’s shaking? Here is a quick guide to doing what you can to make sure your house is earthquake ready.
Anchor any large bookcases, filing cabinets, water heaters, and other large and heavy furniture and appliances to the walls.
Install ledge barriers on all of the shelves in your home. Move heavy items to the lowest levels possible to minimize falling dangers in the event of an earthquake.
Affix small appliances to your countertops and computers to their desks or tables.
Put latches on your cabinet doors to keep ...