Before your child hits the dorms, kit them out with essential insurance.
Growing up is a part of life. Going to college is an experience for any teen. For the parents, it can either be newfound freedom or constant worry. Whatever feelings you have about your child heading off to college, every parent will want to make sure that they’re safe.
A reliable form of protection is insurance. Before you start moving in boxes of valuables into their dorm, update your college kid’s insurance!
You can start be contacting your insurance professional to find out how much coverage your homeowners or renters insurance policy will provide for your child’s personal possessions if they are living in a dormitory. If they are living off-campus, then you can look into purchasing a renters insurance policy.
Make a college inventory.
Always make a college inventory list so that you and your student know exactly what items ...
The solution to this warning light may be simpler than you think.
It happens to the best of us. We’re driving along and everything is fine and dandy. Then you see it… The orange-red glow of the Check Engine light. Suddenly, your heart sinks and you wonder how much repairs are going to cost you.
Before panic sets in and you stop your car in the middle of the road to check plugs, here’s what you need to do if your car’s check engine light comes on.
It could just be your gas cap.
A loose, cracked, or faulty gas cap can cause fuel to evaporate, therefore prompting your check engine indicator to light up. Pull over when you can, safely, and make sure that your gas cap is on tight.
Your spark plugs or plug wires need to be replaced.
Your spark plugs ignite the air and fuel mixture in the combustion ...
Take your vehicle to the next level with these low-cost performance updates.
Every motorist wants to get the most out of their vehicle. By upgrading your vehicle, you can improve your car’s performance. Performance can be measured in a few ways including fuel consumption, emissions output and maximizing the kinetic energy your car can produce.
Fortunately, car tuning is not as complex as it sounds. Even if you aren’t quite the motorhead that you’d like to be under the hood, you can still go ahead with these tuning ideas:
Reduce your junk.
This one is easy – and free! It’s amazing how quickly the rubbish in your backseat and trunk can add up. The effect can be significant on mileage, handling, braking distance, and more. Remove items that you won't need before you begin every journey. Why are you still carrying around your beach chair and umbrella in September?
Replace your old spark plugs and ...
The future of technology is coming to insurance claims.
While information derived from usage-based insurance telematics hasn’t fully been utilized in the claims process, the benefits that it can provide – consistency, efficiency, and accuracy – offer a way to reduce claims costs.
Telematics is considered an accurate way to predict loss costs for insurers in Britain already. They have been implementing telematics information as the first notice of loss. But how can telematics change the insurance future?
Outside of the U.S., every LexisNexis client using telematics data in its claims processing is experiencing significant savings. Should an accident happen, the information is transmitted back to LexisNexis. The information is then used as a first notice of loss (FNOL). A message alerts the carrier of the insured’s accident. The carrier can then reach out to the insured and send help to the scene.
The insurer can also expedite repairs! They can send a tow ...
Avoid this common and costly car insurance mistakes!
While many are content renewing and paying for the same old car insurance policy year after year, this, in itself, can be a costly mistake to make. By not reviewing your auto policy, you are unaware of potential discounts, savings, and coverage gaps.
So that you get the best policy for the best deal for you, avoid these car insurance mistakes that can cost!
Choosing a deductible that is too low – If your plan has a higher deductible, your monthly premiums are typically lower. However, your out-of-pocket expenses will be higher should you get in an accident!
Not taking advantage of discounts – Many discounts are available! These can include:
Good Driving Record discount
Good Student Driver discount
Taking a defensive driving course
Telling your insurer about your car’s safety features
Having a low mileage per year
Bundling car with home or renters’ insurance!
Renewing an outdated insurance plan – Switching ...