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Insuring Your Company Holiday Party

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With the holidays just around the corner, it may be time to start planning for your company holiday party to show all of your employees how much you appreciate their hard work. While planning your office party, it is important to make sure that you and your business are protected with the right insurance policies.

If you are having a holiday party at your office, there are many aspects that can go wrong. While your business owner’s policy will provide some liability coverage, you may want to increase your coverage for the party. A one-day event hosting insurance policy will provide extra coverage in case of any unfortunate situation. You may also want to invest in excess liability coverage to provide extra coverage for any unfortunate situation.

If you are hosting the party at a separate location, you will still want to make sure that you have enough liability coverage in case of an accident at your party. It can be difficult to decide who is liable for an accident if you hold your holiday party at a separate location.

No matter if you are holding your holiday party at your office or at an off-site location, it is important that you have the right worker’s compensation insurance policy. Even though your employees will not be working, if they are injured, they can argue that they were at a “work event.” Working with the right insurance agent is the best way to ensure that you have enough protection this holiday season.

For all of your business insurance needs, contact Thomas Ager and the insurance professionals at Agers Insurance Services in Oakley, California. As an independent insurance agent, we will work with you to ensure that you have the most comprehensive coverage, all at the right price for your company budget.