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Back to School Essentials for Your Child

Is your child heading back to school? Supply them with these essentials! The back to school season is in full swing, and plenty of parents across the nation are getting their children ready for the school bell once again. While the summer has flown by, don’t get caught up in the season of autumn that you completely forget to equip your kid with the school essentials. Make going back to school a simple switch by packing these items for your studying student! Backpack Choose a sturdy and reliable backpack for your child. Ensure that it’s good quality and large enough to hold all of your child’s belongings throughout the day. Let them pick a bag in their favorite color so that they feel comfortable wearing it. Lunchbox Get an insulated lunch box that is big enough to fit their entire, healthy, and nutritious lunch. Aim to squeeze in a sandwich, piece of fruit, and carrot sticks ... Read more

Does Your Business Need General Liability Insurance?

Your business does need general liability insurance – and for good reason! General liability insurance protects your business from another person or business’s claims of bodily injury, associated with medical costs and damage to property! Here’s what this valuable coverage can provide for your business Bodily injury coverage: If a client falls head over heel on your premises, you may not get out of the situation with a sincere ‘sorry’. The guest can file a lawsuit, to which the coverage will cover the subsequent claim and related medical expenses up to your General Liability policy’s limits. Property damage and data loss: You spill coffee on a client’s server causing damage, loss or data, and caffeine-scented equipment. Your insurance can cover the claim, thankfully! Personal injury: Imagine, one of your employees is at lunch and talks to the owner of a sandwich shop about one of your clients in a bad way. ... Read more

Common Insurance Mistakes to Avoid

Buying insurance? Here's what to avoid.  In this day and age, insurance is essential. Policies protect us when we’re out on the road, at work, and are with us for years and years. Personal insurance is always coverage worth investing time and money into as the protection can be endless. Even so, many people often don’t take the time to learn their policy or choose the wrong one altogether. Insurance mistakes can cost you big, so it’s important to know what obvious mistakes to avoid! Under-Buying It’s easy to go online and purchase the first policy that you see. In doing so, you could be buying the wrong coverage and limited protection. For example, if you purchase the state’s minimum requirements for auto insurance, you could be leaving your brand new car exposed. Not only would your liability limits be lower, but you could end up exceeding your coverage – leaving you to foot ... Read more

Essential Insurance for Your College-Bound Teen

Before your child hits the dorms, kit them out with essential insurance. Growing up is a part of life. Going to college is an experience for any teen. For the parents, it can either be newfound freedom or constant worry. Whatever feelings you have about your child heading off to college, every parent will want to make sure that they’re safe. A reliable form of protection is insurance. Before you start moving in boxes of valuables into their dorm, update your college kid’s insurance! Property You can start be contacting your insurance professional to find out how much coverage your homeowners or renters insurance policy will provide for your child’s personal possessions if they are living in a dormitory. If they are living off-campus, then you can look into purchasing a renters insurance policy. Make a college inventory. Always make a college inventory list so that you and your student know exactly what items ... Read more

DIY Home Décor Project for Summer: Succulent Bowl

Bring low-maintenance life indoors! The season of summer is almost upon us, and many of us are making the most of the beautiful flowers. However, if you’re not quite the horticulturist that you’d like to be, even your most careful attempts at keeping flowers alive fail. Why not choose charming and unique plants? Opt for succulents! They are low-maintenance, almost impossible to kill, and make delightful additions to the home. Here’s how to plant a succulent bowl for summer! What you need: A bowl – Any cereal bowl, mug, or pretty decorative bowl will do. Avoid wood or plastic. Succulents – They should go well together with varied colors and sizes. Usually warm and cool colors should not be potted together. You can find succulents at any home and gardening store or your local nursery! Cactus potting mix – This is important for the health of your succulents. Gardening shears – For a ... Read more
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