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Essential Insurance for Your College-Bound Teen

Before your child hits the dorms, kit them out with essential insurance. Growing up is a part of life. Going to college is an experience for any teen. For the parents, it can either be newfound freedom or constant worry. Whatever feelings you have about your child heading off to college, every parent will want to make sure that they’re safe. A reliable form of protection is insurance. Before you start moving in boxes of valuables into their dorm, update your college kid’s insurance! Property You can start be contacting your insurance professional to find out how much coverage your homeowners or renters insurance policy will provide for your child’s personal possessions if they are living in a dormitory. If they are living off-campus, then you can look into purchasing a renters insurance policy. Make a college inventory. Always make a college inventory list so that you and your student know exactly what items ... Read more

Saving On Your Teen’s Auto Insurance Premiums

Teen Driver Auto Insurance If your teen has recently gotten their license, you may be shocked when you see your new auto insurance bill. New drivers are much more expensive to insure since they are considered a higher risk to insurance companies and tend to make more mistakes on the road. To help keep the cost of your auto insurance low, keep these money saving tips in mind. Safe driving course – there are many safe driving courses available that can help your teen become more confident and comfortable on the road. Teens who have taken a safe driving course are more than 30 percent less likely to be involved in an accident. To reward your teen for passing the course, most insurance companies will offer a discount on your policy. Good student discount – if your teen is getting good grades at school, your auto insurance company will take notice. If they ... Read more