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Does Your Home Insurance Cover Your Dog?

How to protect you and your dog with the right insurance policy. While you may consider your dog part of your family, your insurance agent considers them a liability risk. Even the most well-trained dogs can bite someone when they feel threatened or are scared, which can lead to a huge liability claim. Knowing what it means to bring a dog into your house in terms of your homeowners insurance policy can help to give you the peace of mind that you deserve. Keep these tips in mind to help find the right home insurance policy for you and your pooch. Take the proper precautions – insurance companies do all they can to protect themselves from any liability issues, and the more precautions that you take, the safer they will feel. Enrolling in dog socialization classes and certified obedience training or putting up the proper fencing can all help to lower ... Read more

Protecting Your Home Against An Earthquake

Safeguarding Against A Quake The state of California is no stranger to earthquakes. We face the very real possibility of the ground quaking because we live on a fault line. All California residents know that while we get beautiful weather year-round and access to great cultural opportunities, we pay the price with our earthquake risk. Are you familiar with how to protect your home against the ground’s shaking? Here is a quick guide to doing what you can to make sure your house is earthquake ready. Anchor any large bookcases, filing cabinets, water heaters, and other large and heavy furniture and appliances to the walls. Install ledge barriers on all of the shelves in your home. Move heavy items to the lowest levels possible to minimize falling dangers in the event of an earthquake. Affix small appliances to your countertops and computers to their desks or tables. Put latches on your cabinet doors to keep ... Read more