A yearly review of your homeowners insurance policy will ensure you have the up to date insurance coverage you need. Changes in your home or personal circumstances may require updates to your policy to maintain your protection. After your yearly spring cleaning would be an opportune time to review your current coverage.
Why Update Your Policy?
Any changes to your home structure such as replacing a roof or improving your plumbing can alter your home insurance coverage. Home remodeling projects to include a kitchen or bathroom renovation, adding a new room or constructing a patio require an insurance upgrade to protect your assets. In the event of fire, water damage or other disaster, your renovations will be fully covered, enabling you to get the most from your financial investment.
If you've received valuable gifts during the year such as expensive jewelry, electronics or collectible items, you may need valuable items coverage to ...