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Affordable Perks for Your Employees

If your company needs to tighten its belt, don’t force out your top talent in the process. Whether you’re a new business or one that has reached rocky waves, you’re likely looking for good and, more importantly, affordable perks to retain your top talent and attract strong workers. If your top talent is getting offers from better-financed rivals, your company could suffer a rapid loss of staff. The ultimate way to keep employees from bolting is to hire people who believe in your company’s mission, all the while rewarding them without breaking the bank. Here are a few low-cost perks you can offer. Let your employees work from home. Give employees the option to work from home one day a week. Employees who telecommute reported improvements in their stress, morale, and productivity. Encourage breaks. Set up a designated quiet room for employees to take 10-minute relaxation breaks. Employees will come back to their ... Read more

Does Your Business Need General Liability Insurance?

Your business does need general liability insurance – and for good reason! General liability insurance protects your business from another person or business’s claims of bodily injury, associated with medical costs and damage to property! Here’s what this valuable coverage can provide for your business Bodily injury coverage: If a client falls head over heel on your premises, you may not get out of the situation with a sincere ‘sorry’. The guest can file a lawsuit, to which the coverage will cover the subsequent claim and related medical expenses up to your General Liability policy’s limits. Property damage and data loss: You spill coffee on a client’s server causing damage, loss or data, and caffeine-scented equipment. Your insurance can cover the claim, thankfully! Personal injury: Imagine, one of your employees is at lunch and talks to the owner of a sandwich shop about one of your clients in a bad way. ... Read more

Use These Tips Before Buying Business Insurance

Now that your business is up and off the ground, you’ll need to safeguard it. Business owners are aware that they need insurance to protect their company from liability risks and financial hurdles that they may meet down the road. Once you have your business off the ground, you’ll want to ensure that one minor accident isn’t enough to take it back to square one, ridding you of finances, too. All businesses face liability lawsuits and perils of natural disasters, such as hurricanes and flooding. Before you buy first business insurance policy that you see online, check out these tips: Estimate your business’ threats Every business should cover their business’ biggest risks. From injury lawsuits to flooding, ensure that your selected policy covers it all. If your business is located near a flood plain, you’ll want to add a flood insurance rider onto your policy. Educate yourself on business insurance terms Before you ... Read more

Spring Recipe: Quinoa with Garden Vegetables

Dive head first into seasonal dishes with this spring recipe! Now that Oakley, California is in the midst of the spring season, many of us are stocking up on seasonal produce and enjoying lighter meals. With summer just around the corner, getting in shape is certainly in the cards. Fortunately, you don’t have to starve yourself to eat healthily and be satisfied! Check out this seasonal recipe of quinoa and garden vegetables for a filling lunch or a light supper! Ingredients 1 cup quinoa 1½ cups water juice of ½ lime 1 red onion, sliced thin ¼ cup vegetable broth ½ medium zucchini, cut in half lengthwise and sliced thin (about 2 cups) 2 cloves garlic, minced salt/pepper to taste 8 oz sweet green peas 3-4 large swiss chard leaves, stems removed, chopped (about 2 cups) 2 tbsp dijon mustard 1 tbsp pure maple syrup 1 tbsp balsamic vinegar ⅛ tsp salt, or to taste Directions  Rinse quinoa in a fine sieve under cold water. Cook quinoa in a large pot on the ... Read more

How Do I Choose the Right Home Insurance Deductible?

When selecting your deductible, be sure to know what you’re signing yourself up to. Homeowners know that their insurance policy is designed to protect their house and belongings throughout perils and lengthy lawsuits. However, when deciding on a policy, it’s important to understand what the deductible means for you policy. What is a deductible? Within your homeowners' insurance is a deductible. This is the total amount “deducted” from an insured loss. When filing a claim to repair your home or replace your personal belongings, the deductible would come out of your pocket. There are typically two choices of deductible types: Dollar-amount: For example, $500 “dollar deductible”. If your claim was for $10,000, your insurance company would take care of $9,500 while you paid the remaining $500. Percentage based: This is based on a percentage of your home’s insured value. If your home is insured for $100,000 and your insurance policy has a 2 percent deductible, $2,000 ... Read more
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