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Do “Empty Nesters” Need Life Insurance?

Leaving parents home alone, protected. Kids gone off to college? Downsized into a smaller house now your children have moved out? There are many reasons why the children flee the nest, leaving parents feeling the ‘empty nest’ syndrome. Many parents wonder if life insurance is needed, now that their children have left home. The answer is – quite possibly! Here are 5 reasons why you should still own life insurance: To meet goals If your children are in college and are not completely financially independent, life insurance can help. From kids’ college tuition and living expenses, to payments for the surviving spouse and children, finances can be aided. To create a financial “safety net” Emergency funds help in the event of a unplanned financial payment, so if a household doesn’t have an emergency fund, the post-death family will be even more financially vulnerable without one. Furthermore, it might also be somewhat more difficult for the ... Read more

Tips To Keep Your Kids Safe This Halloween

Its no secret that kids love Halloween, so ensure a safe one in Oakley, CA this year! Halloween is the perfect holiday for kids to dress up, indulge in sweets, greet the neighborhood, and enjoy the excitement that comes with the season! Young children or enthusiastic children can often forget the simple rules that ensure safety. For a safe Halloween, keep these tips in mind: Walk Safely Simple steps are: crossing the street at designated crosswalks, looking both ways before stepping onto the road, always walking on sidewalks, and teaching children to be aware of turning cars and making eye contact with drivers before crossing. Adult Supervision Young children should never trick-or-treat alone, but always have adult supervision. Adults can guide them to the correct streets, neighborhoods, and houses. Costume Safety Be sure that your child only uses plastics props, carries a flashlight, avoids masks, and does not have any dragging material that may cause a trip or ... Read more

Local Events To Spice Up Your Summer

Dive Into Fun At These Great Local Events Can you believe we are already halfway through the summer? The warm season always flies by with the kids out of school and so much fun to be had, but with a little planning you can be sure to soak up every minute of it. To help you take advantage of the last month of summer, here are a couple of August events you should not miss! Weekend Glow Jump: On Saturday, August 8th, gather up the kids and head to Pump It Up on Neroly Road for a night of fun! From 5:40-7:00 p.m., Pump It Up is hosting an open jump so your kids can bounce, slide, twirl, and play in their safe and fun LED glow lit facility. Wear white or neon, and your whole family will glow in the dark! Admission is $10 and will get a glow bracelet ... Read more