Renter's Insurance and Thefts
If you have ever had anything stolen you know what a hassle it can be. The issues can be even worse if your house or apartment was broken into and you are missing many different items. Along with figuring out exactly what was stolen, you also have to figure out how the thief got into your house. Luckily, investing in the right renter’s insurance policy can help to ensure that you are not left paying for the stolen items out of your own pocket.
While your landlord will have an insurance policy for your home, it will only provide coverage for the structure of the home, not for your belongings that you keep in your house. The only way to protect your personal belongings is to invest in a separate renter’s insurance policy. A renter’s insurance policy will provide liability coverage if anyone is injured while visiting ...
Carbon Monoxide Poisoning
When buying a new home, it is important to look for one that is safe. While installing the right security system and picking the right neighborhood can help to keep your family safe from outside dangers, it is also important to make sure that you protect yourself from any inside dangers, including carbon monoxide.
Carbon monoxide is known as the silent killer, since it is a colorless and odorless gas that can only be detected with an alarm. Each year, around 15,000 people are sent to the emergency room due to carbon monoxide. There are many sources of carbon monoxide around your house, including gas fueled water heaters, fireplaces, furnaces, generators, and attached garages. Hiring a professional to check for any carbon monoxide leaks can help to keep you and your family safe.
Installing carbon monoxide alarms throughout your home is the best way to prevent carbon monoxide poisoning. Alarms should be ...
Security Options To Keep Your Home Safe
Home security systems have made huge improvements in the last few years. Everyday homeowners now have access to the technologies that only the rich were able to afford. If you are looking for the right home security system to install in your house to keep you and your family protected, consider these easy and affordable options.
Full home systems – there are many different companies that can offer you full service security systems that come with central monitoring. These systems typically include video surveillance, smoke and carbon monoxide detection, remote access, and medical alerts. Some systems even include home automation tools that allow you to control heating, lighting, cooling, and many other appliances while you are not at home.
Smart cameras – new cameras are wireless and unobtrusive and have much more capabilities than older models. Many new models have motion activation so that they will ...
Annual Insurance Review
With 2015 kicking off, it is the perfect time to plan for the whole year. It is also the best time to look over all of your insurance policies to ensure that you have the right amount of coverage for the New Year. There are many benefits to reviewing your insurance for the New Year, including:
You may find that you have too much coverage – while you look over all of your insurance policies, you may find that you have too much coverage, which means wasted money each month. Before you lower all of your coverage, make sure that you have the financial means to pay for any damages that will not be covered by your insurance.
You may find that you do not have enough coverage – if you had any major life changes recently, you may not have enough coverage for your new life. If you added ...
Do you know exactly how many belongings you own? If you do not know the exact price of each of your belongings, it can be difficult for your insurance company to reimburse or replace all of your belongings in case they are damaged or ruined in a disaster. The best way to ensure that all of your assets are protected is to create a simple home inventory.
There are two main ways to create a home inventory, including:
Make a list. Make a detailed list of all of your belongings, including the price of the item and when it was purchased. Make sure to go into every room to ensure that you do not miss any of your belongings.
Make a video. Walk into each room of your home and take a video of all of your belongings. Talk over the video to explain the value of each item and when it ...