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Kids Off To College? Check Their Coverage!

Get your college student the proper insurance coverage in Oakley, California. While aiding your college kid out of the family home and into the college dorm, be sure that they are protected with insurance. Before they head off, check your current insurance policies to make sure that your child has adequate protection while away from home. Homeowners/renters insurance If your student is living in the college dormitory, their possessions may be covered by your homeowners policy for named perils such as fire, theft, vandalism, and natural disasters, although the limits may vary. Your current homeowners policy will not cover your student if they are living in an apartment, and renters insurance will need to be acquired. All students take expensive electrical equipment with them, such as laptops, TVs, smartphones, and laptops. The cost of these items add up extremely quickly so adequate coverage is attained so that there is no financial hardship ... Read more

Saving On Your Teen’s Auto Insurance Premiums

Teen Driver Auto Insurance If your teen has recently gotten their license, you may be shocked when you see your new auto insurance bill. New drivers are much more expensive to insure since they are considered a higher risk to insurance companies and tend to make more mistakes on the road. To help keep the cost of your auto insurance low, keep these money saving tips in mind. Safe driving course – there are many safe driving courses available that can help your teen become more confident and comfortable on the road. Teens who have taken a safe driving course are more than 30 percent less likely to be involved in an accident. To reward your teen for passing the course, most insurance companies will offer a discount on your policy. Good student discount – if your teen is getting good grades at school, your auto insurance company will take notice. If they ... Read more