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Importance of Earthquake Insurance

Living in California allows you to enjoy the mild climate and the hundreds of beautiful west coast beaches. However, it also comes with the danger of being caught in an earthquake. California has one of the highest risks of being hit by an earthquake out of all the states in the country. The only way to ensure that your home and belongings are protected from an earthquake is to invest in the right earthquake insurance policy. Only about 12 percent of homeowners in California have an earthquake insurance, which is way down from the 30 percent of people that had earthquake coverage in 1996.There is no wrong time to invest in an earthquake insurance policy, except when it is too late. If California experiences another earthquake like the 1994 Northridge Earthquake, or the most recent in Napa, more than half of the homeowners in the state will not have the ... Read more