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Protection Provided By Renters Insurance

What you need to know about your renters insurance policy. Renting a house is a great way to have a space of your own without having to worry about all the upkeep that comes with owning the property. However, just like a homeowner, you also have to consider which insurance options will work to keep you and your personal belongings safe. Consider these situations when it comes to finding the right renters insurance policy that will fit your needs. You have a flood – if an upstairs toilet starts to overflow, it will just be a matter of hours before the water makes its way downstairs. No matter what type of interior flood you experience, you can feel safe knowing that your renters insurance policy will cover any damage the water causes to your assets and home. You have a fire – a fire can start in just seconds and make its ... Read more

Are You Ready For The Cold Weather?

Use these tips to get your house ready for fall. The temperatures are finally starting to feel like fall, which means it is time to put out your flip flops and pull out your favorite sweater. As you get into the fall spirit, it is the perfect time to get your house ready for the season. Keep these fall home maintenance tasks in mind to ensure your house can handle the dropping temperatures. Clean out your rain gutters – as the trees start to drop their leaves, your rain gutters are most likely starting to fill up. Blocked rain gutters can easily allow water to back up into your roof and walls, causing serious and expensive damage. While cleaning your rain gutters, make sure that all of your downspouts are facing away from the foundation of your house. Look for air leaks – small cracks and worn weather stripping can let the ... Read more

Facts You Should Know About Renter’s Insurance

Renter's Insurance 101 Even though renter’s insurance is one of the most affordable types of insurance out there, it is also one of the most misunderstood. Since many people do not fully understand renter’s insurance, it leaves them uncovered from many situations. Keep these renter’s insurance facts in mind to help make sure that you are properly protected from any peril. You face liability issues without renter’s insurance – if someone is injured while visiting your home, you can be sued for their injuries. Your renter’s insurance policy will cover any legal costs that are associated with the accident to keep you financially stable. Your landlord’s policy won’t protect you – even though your landlord will have an insurance policy for the property, it will only provide coverage for the structure of the home, not for your personal belongings that you keep inside. The only way to cover your assets is with ... Read more