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Types of Business Insurance You Never Knew Existed

Your company may need more than the bare-bone business insurance. Insurance coverage is available for every conceivable risk your business might face. While many companies search for the insurance that will protect them from slip-and-fall claims and the occasional office fire, there are more coverages available that provide optimum coverage. Here are a few types of business insurance you never knew existed, and where your coverage may be failing! Employment Practices Liability Insurance (EPLI) This covers liabilities that may arise in the employment process. Claims of employment and unfair dismissal, discrimination, sexual harassment, or other civil or legal rights can be covered. EPLI insurance can cover the trial for which the insured is responsible, as well as other legal defense costs. Terrorism Insurance Insurance against terrorism can be written in the database of commercial property or other commercial insurance policies. This can protect your company from loss and damages due to a terrorist attack – ... Read more