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Essential Insurance for Your College-Bound Teen

Before your child hits the dorms, kit them out with essential insurance. Growing up is a part of life. Going to college is an experience for any teen. For the parents, it can either be newfound freedom or constant worry. Whatever feelings you have about your child heading off to college, every parent will want to make sure that they’re safe. A reliable form of protection is insurance. Before you start moving in boxes of valuables into their dorm, update your college kid’s insurance! Property You can start be contacting your insurance professional to find out how much coverage your homeowners or renters insurance policy will provide for your child’s personal possessions if they are living in a dormitory. If they are living off-campus, then you can look into purchasing a renters insurance policy. Make a college inventory. Always make a college inventory list so that you and your student know exactly what items ... Read more

Kids Off To College? Check Their Coverage!

Get your college student the proper insurance coverage in Oakley, California. While aiding your college kid out of the family home and into the college dorm, be sure that they are protected with insurance. Before they head off, check your current insurance policies to make sure that your child has adequate protection while away from home. Homeowners/renters insurance If your student is living in the college dormitory, their possessions may be covered by your homeowners policy for named perils such as fire, theft, vandalism, and natural disasters, although the limits may vary. Your current homeowners policy will not cover your student if they are living in an apartment, and renters insurance will need to be acquired. All students take expensive electrical equipment with them, such as laptops, TVs, smartphones, and laptops. The cost of these items add up extremely quickly so adequate coverage is attained so that there is no financial hardship ... Read more