Does your business have what it needs to protect your outdoor property through the spring season and beyond?
Spring brings bright sunshine as well as unpredictable weather and torrential rain. For your business, it’s important to protect your outside property as well as the interior equipment, documents, and other important items from outdoor perils.
Whether your business is at risk of theft during the lighter nights or your sign can suffer from wind damage, protecting your outside is essential!
Below are a few items that are outside your office that you should consider covering:
Exterior signs, glass lettering, ornamentation, anything permanently attached to the building: You may want to consider adding these items to your business owner’s policy to ensure that if they are damaged in a storm or another listed peril, they can be repaired and replaced at little expense.
Offsite equipment: Does your business have expensive equipment? Items like sound systems or ...
Your company may need more than the bare-bone business insurance.
Insurance coverage is available for every conceivable risk your business might face. While many companies search for the insurance that will protect them from slip-and-fall claims and the occasional office fire, there are more coverages available that provide optimum coverage.
Here are a few types of business insurance you never knew existed, and where your coverage may be failing!
Employment Practices Liability Insurance (EPLI)
This covers liabilities that may arise in the employment process. Claims of employment and unfair dismissal, discrimination, sexual harassment, or other civil or legal rights can be covered. EPLI insurance can cover the trial for which the insured is responsible, as well as other legal defense costs.
Insurance against terrorism can be written in the database of commercial property or other commercial insurance policies. This can protect your company from loss and damages due to a terrorist attack – ...
Having a home based business allows you to create your own work schedule and spend more quality time with your loved ones. Owning a home based business also comes with special insurance needs. Make sure that you have the right insurance coverage for your home based business to provide protection in any situation.
There are three aspects to consider when you are looking for the right insurance coverage for your home based business, including:
The value of your equipment depends on the specific industry you are in. Make sure that you have enough insurance coverage to provide protection for all of your equipment in case it is damaged or destroyed.
If you have clients come to your house, liability insurance will provide coverage in case they are injured while on your property. Liability will also provide coverage if someone is injured by the product that you produce.
Industry specific risks. Each industry has ...