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Renter’s Insurance: Is it for Me?

If you rent a house, apartment, or condo, protect your belongings and home with renter’s insurance!   If you’re wondering if you should purchase renter’s insurance, take a look around your rented apartment. Your sofa, TV, laptop, books, clothes, and jewelry all add up in value. Now imagine that those items are burnt embers from a house fire. If you’re panicking about losing your items and having to replace all of them yourself, you’ll want to secure your belongings with renter’s insurance! Why Do Renters Need Insurance? More often than not, renters don’t think about insurance. After all, they only rent the apartment, and typically, the responsibility of the property falls to the owner. However, those renters have an apartment full of personal belongings that wouldn’t be covered in the event of damage. Rental properties share all of the same dangers as any other home, including fire, lightning, hailstorms, flooding, and explosions. Additionally, ... Read more

Yes, Your iPad is Covered by Renters Insurance

In our fast-paced lives, our electronic communications gadgets have become an essential part of daily living. Most people now feel distraught if they suddenly lose their cellular phones and other devices. Yet these same people rarely think of how easily they can be stolen. When most of us think of theft, they envision a burglary or break-in at their home or office. Criminals are now targeting those electronic gadgets that people often leave in their car, or carry with them at all times. Yes, your iphone or ipad often disappears from your gym locker, or at the coffee shop, or while riding the bus to work. This is one more and often overlooked reason to have a renters insurance policy, as it will cover more than just what is in your dwelling. Having renters insurance provides peace of mind, knowing any theft of your belongings at home or away will be ... Read more