Renter's Insurance Advantages
Renting a home is becoming more and more common. After the housing market crash, the number of home renters dramatically increased. Renting a home is a great way to have a space of your own if you cannot afford to buy a house. However, just like owning a home, renting a home comes with a lot of responsibility, including making sure that your assets are protected from any unfortunate situation. Investing in the right renter’s insurance policy is the best way to ensure that you are protected from any peril.
There are many advantages of investing in a renter’s insurance policy, including:
It will protect you and your assets. While you may think that your landlord’s insurance policy will provide enough protection when you are renting, you are wrong. Your landlord’s insurance policy will only provide coverage for the structure of your home, not for what is inside your home. Along ...
Smoke Detector Maintenance Tips
Smoke alarms are one of the most important safety features that you can have in your home. Since they alert your loved ones to a fire in your home faster than they may be able to detect them, they can help everyone get out safely. To ensure that all of your smoke detectors are working properly to keep your family safe, keep these smoke detector maintenance tips in mind.
All smoke alarms should be replaced at least every 10 years. Smoke detectors that are more than a decade old are 30 percent more likely to fail.
Use your vacuum to clean the dust off of your smoke detectors at least once a year. Dust that covers smoke alarms is one of the biggest contributors to faulty smoke alarms.
Replace the batteries in your alarms at least once a year. Do not use long life batteries, especially in older alarms, since it ...
Annual Insurance Review
With 2015 kicking off, it is the perfect time to plan for the whole year. It is also the best time to look over all of your insurance policies to ensure that you have the right amount of coverage for the New Year. There are many benefits to reviewing your insurance for the New Year, including:
You may find that you have too much coverage – while you look over all of your insurance policies, you may find that you have too much coverage, which means wasted money each month. Before you lower all of your coverage, make sure that you have the financial means to pay for any damages that will not be covered by your insurance.
You may find that you do not have enough coverage – if you had any major life changes recently, you may not have enough coverage for your new life. If you added ...
Installing an Alarm System in Your Home Comes with Many Benefits
As the New Year approaches, you may get the urge to pack up your bags and celebrate the holiday away from home. Before you pack up your festive 2015 party hat, it is important to make sure that your home and assets stay safe while you are gone. Installing the right home alarm system is the best way to be sure that your home is secure while you are on vacation.
Installing the right alarm system in your home comes with many different benefits. The biggest benefit of having a home alarm system is knowing that your loved ones are safe while they are at home. Having an alarm system installed in your home can be enough to deter a break-in. Another, less known, benefit of having an alarm system in your home is a discounted homeowners insurance rate to help offset the ...
Investing in a Renter's Insurance Policy is the Best Way to Protect Your Assets
Renting a home, no matter if you are just getting out of college or moving in with a close friend is a great way to have a place to call your own. Whether it is a house or an apartment, renting a home comes with many of the same responsibilities as owning one, including making sure that you are protected with the right renter’s insurance policy.
Even though your landlord will have an insurance policy for your home, it will only provide coverage for the actual structure of your home, not for all of your belongings that are kept inside. Investing in a specific renter’s insurance policy is the only way to ensure that you and your assets are protected. Most renters’ insurance policies will also provide liability and medical coverage in case a visitor is injured ...