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Check Out These Health Benefits of Listening to Music!

Turn on your favorite song and enjoy reading about how music improves your health. Music is a major part of our lives. The average person listens to it on a daily basis: from car rides home to intense workouts at the gym, or even soundtracks in films and TV programmes that we watch, music is everywhere! Not only does music bring us a sense of enjoyment, but it can actually improve our health! Not convinced? Read on! Music lifts your mood – It’s no secret that music prompts numerous brain changes linked to emotions and abstract decision making. The feel-good chemical dopamine is in involved in forming the feeling of happiness and joy! Music enhances running performance – If you go into a gym, more of than not, people will be listening to their music. Certain types of music can motivate you to run faster or even keep going if you’re ... Read more

Use These Tips Before Buying Business Insurance

Now that your business is up and off the ground, you’ll need to safeguard it. Business owners are aware that they need insurance to protect their company from liability risks and financial hurdles that they may meet down the road. Once you have your business off the ground, you’ll want to ensure that one minor accident isn’t enough to take it back to square one, ridding you of finances, too. All businesses face liability lawsuits and perils of natural disasters, such as hurricanes and flooding. Before you buy first business insurance policy that you see online, check out these tips: Estimate your business’ threats Every business should cover their business’ biggest risks. From injury lawsuits to flooding, ensure that your selected policy covers it all. If your business is located near a flood plain, you’ll want to add a flood insurance rider onto your policy. Educate yourself on business insurance terms Before you ... Read more

DIY Home Décor Project for Summer: Succulent Bowl

Bring low-maintenance life indoors! The season of summer is almost upon us, and many of us are making the most of the beautiful flowers. However, if you’re not quite the horticulturist that you’d like to be, even your most careful attempts at keeping flowers alive fail. Why not choose charming and unique plants? Opt for succulents! They are low-maintenance, almost impossible to kill, and make delightful additions to the home. Here’s how to plant a succulent bowl for summer! What you need: A bowl – Any cereal bowl, mug, or pretty decorative bowl will do. Avoid wood or plastic. Succulents – They should go well together with varied colors and sizes. Usually warm and cool colors should not be potted together. You can find succulents at any home and gardening store or your local nursery! Cactus potting mix – This is important for the health of your succulents. Gardening shears – For a ... Read more

Spring Recipe: Quinoa with Garden Vegetables

Dive head first into seasonal dishes with this spring recipe! Now that Oakley, California is in the midst of the spring season, many of us are stocking up on seasonal produce and enjoying lighter meals. With summer just around the corner, getting in shape is certainly in the cards. Fortunately, you don’t have to starve yourself to eat healthily and be satisfied! Check out this seasonal recipe of quinoa and garden vegetables for a filling lunch or a light supper! Ingredients 1 cup quinoa 1½ cups water juice of ½ lime 1 red onion, sliced thin ¼ cup vegetable broth ½ medium zucchini, cut in half lengthwise and sliced thin (about 2 cups) 2 cloves garlic, minced salt/pepper to taste 8 oz sweet green peas 3-4 large swiss chard leaves, stems removed, chopped (about 2 cups) 2 tbsp dijon mustard 1 tbsp pure maple syrup 1 tbsp balsamic vinegar ⅛ tsp salt, or to taste Directions  Rinse quinoa in a fine sieve under cold water. Cook quinoa in a large pot on the ... Read more

How Do I Choose the Right Home Insurance Deductible?

When selecting your deductible, be sure to know what you’re signing yourself up to. Homeowners know that their insurance policy is designed to protect their house and belongings throughout perils and lengthy lawsuits. However, when deciding on a policy, it’s important to understand what the deductible means for you policy. What is a deductible? Within your homeowners' insurance is a deductible. This is the total amount “deducted” from an insured loss. When filing a claim to repair your home or replace your personal belongings, the deductible would come out of your pocket. There are typically two choices of deductible types: Dollar-amount: For example, $500 “dollar deductible”. If your claim was for $10,000, your insurance company would take care of $9,500 while you paid the remaining $500. Percentage based: This is based on a percentage of your home’s insured value. If your home is insured for $100,000 and your insurance policy has a 2 percent deductible, $2,000 ... Read more
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