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Business Insurance Your Startup Needs

The world of business insurance can be tricky for startup companies. Here’s what you need to know. Between generating loyal customers, correcting the revenue model, and landing your team a stellar supervisor, insurance falls way down the list of important to-dos. However, proper business insurance coverage can be critical to, and is often a requirement for, a startup’s success. Here is a breakdown of the main types of business insurance startups need and why you’ll need them! General Liability Insurance: Otherwise known as “slip and fall” insurance, this coverage goes way beyond office mishaps. Coverage ranges from all kinds of bodily injury and property damage caused by your company. Additionally, it includes the actions of your team members outside of the office as well as the use of your products by your customers. Workers’ Compensation: Workers’ Comp covers injuries to your own employees while on the job. Even if you only have one ... Read more

Easy Exercises to Improve Your Posture

Sitting up straight to improve your posture is half the battle – here are the exercises to help! A straight spine is essential to lifelong wellness, alongside eating right and exercising. Remember all the times that your parents and teachers told you to sit up straight? Well, they were onto something. Correct posture aligns everything in your body. Bones, muscles, ligaments, and tendons are all able to function optimally when you sit up or stand straight. A person who slumps or slouches may find that the habit affects their ability to digest food, have difficulty breathing, or experience aches and pains. Ouch. These poor habits create bigger physical problems, which is why it’s important to use these exercises that will stretch, loosen, and improve your posture! Planks When it comes to how to have good posture, a strong core is key. The classic plank is a good way to exercise all of the muscles ... Read more

Treat Your Aching Joints with These Foods

Fight pain, stiffness, and swelling with these nutrient-packed foods. You don’t have to be in your golden years to experience aches and pains in your joints. Centers for Disease Control and Prevention estimated that 30 percent of adults over 18 reported having joint pain within the past month. Even though there are many causes, joint pain can quickly spiral into arthritis. This umbrella term includes more than 100 conditions that cause joint pain, stiffness, and inflammation. Fortunately, you can treat your body with foods that will alleviate inflammation and the resulting pain, giving you a reliable way to make your joints healthier! The following foods can help keep those joints and tendons discomfort-free and flexible: Sweet peppers Citrus fruits Broccoli Cauliflower Brazil nuts Onions Leeks Cherries Green tea Ginger Butternut squash Mushrooms Pineapple Kiwi Papaya You should avoid the following foods when you have joint discomfort: Fried foods Sugar Grain-fed meats Alcohol Fast ... Read more

Affordable Perks for Your Employees

If your company needs to tighten its belt, don’t force out your top talent in the process. Whether you’re a new business or one that has reached rocky waves, you’re likely looking for good and, more importantly, affordable perks to retain your top talent and attract strong workers. If your top talent is getting offers from better-financed rivals, your company could suffer a rapid loss of staff. The ultimate way to keep employees from bolting is to hire people who believe in your company’s mission, all the while rewarding them without breaking the bank. Here are a few low-cost perks you can offer. Let your employees work from home. Give employees the option to work from home one day a week. Employees who telecommute reported improvements in their stress, morale, and productivity. Encourage breaks. Set up a designated quiet room for employees to take 10-minute relaxation breaks. Employees will come back to their ... Read more

Does Your Business Need General Liability Insurance?

Your business does need general liability insurance – and for good reason! General liability insurance protects your business from another person or business’s claims of bodily injury, associated with medical costs and damage to property! Here’s what this valuable coverage can provide for your business Bodily injury coverage: If a client falls head over heel on your premises, you may not get out of the situation with a sincere ‘sorry’. The guest can file a lawsuit, to which the coverage will cover the subsequent claim and related medical expenses up to your General Liability policy’s limits. Property damage and data loss: You spill coffee on a client’s server causing damage, loss or data, and caffeine-scented equipment. Your insurance can cover the claim, thankfully! Personal injury: Imagine, one of your employees is at lunch and talks to the owner of a sandwich shop about one of your clients in a bad way. ... Read more
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