With 2015 kicking off, it is the perfect time to plan for the whole year. It is also the best time to look over all of your insurance policies to ensure that you have the right amount of coverage for the New Year. There are many benefits to reviewing your insurance for the New Year, including:
- You may find that you have too much coverage – while you look over all of your insurance policies, you may find that you have too much coverage, which means wasted money each month. Before you lower all of your coverage, make sure that you have the financial means to pay for any damages that will not be covered by your insurance.
- You may find that you do not have enough coverage – if you had any major life changes recently, you may not have enough coverage for your new life. If you added a new member to your family, make sure to look over your life insurance coverage to ensure that you have enough protection for your growing family. If you made any renovations to your home, make sure your homeowners insurance provides enough coverage for the increased value of your home.
- You may find more discounts – there are many different discounts that are available that will help you save money each month. Make sure to talk with your insurance agent to see if there are any discounts that you can qualify for that you are not already getting.
For all of your Northern California insurance needs in 2015, contact Thomas Ager at Agers Insurance Services in Oakley, California. We can help with your insurance review to ensure that you have the right amount of coverage for the New Year, all at the right price for your budget.