Hit a Deer? Now What?

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Fall weather is here! It is time to pull out your favorite sweater and put an extra blanket on your bed! It also means that more deer are out enjoying the cooler temperatures. It is vital to be sure that you have the right auto insurance coverage that will protect you in case you have an unfortunate accident with a deer this fall.

Your auto insurance policy will provide you with coverage as long as you have comprehensive coverage. Comprehensive coverage will pay for any damage that is caused by an accident that does not involve another vehicle, like hitting a deer. If you skipped out on comprehensive coverage when investing in your auto insurance policy, you will be left paying for the repairs of your vehicle out of your own pocket.

Along with having the right auto insurance coverage, there are many steps that you can take to help avoid a collision with a deer. Keep these tips in mind to ensure that you and the deer stay safe this fall.

  • Be extra careful when driving early in the morning and in the evening since this is when deer are most active.
  • If you see one deer, chances are there are more around. Deer tend to travel in groups and walk in a single file line. Make sure that you are extra careful if you see one deer!
  • When it is safe, use your high beams. Although it may not scare off the deer, it will help you see them since the light will reflect off of their eyes.
  • If a collision with a deer is unavoidable, do not swerve. Swerving can cause a more serious accident than just the body damage that the deer will cause.

For all of your auto insurance needs throughout Northern California, contact Agers Insurance Services in Oakley.