Homeowners Insurance and Holiday Parties–Does Your Policy Protect You?

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Problems can, and do, arise when you gather a group of people and douse them up with rich food and hot toddies. But those problems happen when people gather in bars–not at holiday parties in your home, right? It’s something that you simply don’t think about until it’s too late; 

  • Your secretary has one too many and crashes on the way home.
  • Your friendly beagle takes a bite out of Aunt Jane’s new boyfriend.
  • The salmon croquettes you lovingly prepared cause a severe bout of food-poisoning.
  • Your neighbor trips over the extension cord connecting the sound system. 

Those are only a few of the things that can go wrong–and you will be liable. From minor damage to major catastrophe, make sure your homeowners insurance will provide the protection you need. Be diligent in making sure all of your bases are covered, and if they aren’t, consider taking out an umbrella policy. Then, the only thing you’ll have to worry about is making certain your guests have a wonderful time. 

To get a free quote on a homeowner insurance or umbrella policy in the Oakley, CA area, contact Agers Insurance Services today! We’ll be happy to help you with any of your insurance needs.