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Do “Empty Nesters” Need Life Insurance?

Leaving parents home alone, protected. Kids gone off to college? Downsized into a smaller house now your children have moved out? There are many reasons why the children flee the nest, leaving parents feeling the ‘empty nest’ syndrome. Many parents wonder if life insurance is needed, now that their children have left home. The answer is – quite possibly! Here are 5 reasons why you should still own life insurance: To meet goals If your children are in college and are not completely financially independent, life insurance can help. From kids’ college tuition and living expenses, to payments for the surviving spouse and children, finances can be aided. To create a financial “safety net” Emergency funds help in the event of a unplanned financial payment, so if a household doesn’t have an emergency fund, the post-death family will be even more financially vulnerable without one. Furthermore, it might also be somewhat more difficult for the ... Read more

How Parents Can Prevent Distracted Driving

Teens are not the only drivers who get distracted behind the wheel. When most people think of distracted driving, they think of teen drivers. However, teens are not the only guilty ones when it comes to driving while distracted. Many adults are not fully focusing on the road while they are behind the wheel. As a parent, there are many things that you can do to help reduce distracted driving. To help keep your family safe while in the car, keep these distracted driving prevention tips in mind. Put your phone away – the easiest way to avoid using your cell phone while driving is to keep it out of reach and on silent. If you can’t grab your phone or hear it ring, you will be much less likely to use it. If your kids see you constantly using your phone while driving, they will think it is alright for them ... Read more

Expecting Holiday Visitors? Keep These Tips In Mind

Help keep the peace at your house during the holidays with these tips. The holidays tend to come with house guests. While having your friends and family stay with you can help you squeeze in as much quality time as possible, it can also lead to some stressful situations. To help make all your holiday visits more enjoyable, keep these tips in mind. Mom and dad – parents love to use the holidays to spend time with their adult children. Now that you are an adult, it can be difficult to watch your parents come into your house and start cleaning or making some repairs. Instead of starting an argument, laugh it off and welcome the help. Keep in mind that no matter how old you are, you will always be your parent’s child, and they will also want to help. In-laws – even if you have a great relationship with your ... Read more

Keeping Your Home Safe While On Vacation

Don't let a burglar ruin your holiday travel plans. If you are planning a holiday vacation, you are not alone. The holiday season is one of the busiest travel times of the year. As you pack your bags and plan your itinerary, it is important to make sure that you know how to keep your home safe while away. Keep these home security tips in mind that will help keep burglars at bay without having to spend too much money. If you can, load your luggage into your car while its in the garage. If that is not an option, carry your bags straight to your car. Don’t leave them on your front porch or in your driveway. Put all valuables in a safe place. If you don’t already have one, invest in a fireproof safe and bolt it to the ground to keep all of your valuables protected. Let a trusted neighbor ... Read more

Celebrate Christmas With These Local Events!

These holiday events will help you get into the holiday spirit. With all the twinkling lights that are going up in the local community, it is beginning to look a lot like Christmas. If you are looking for the perfect way to celebrate the season, look no further! Check out these local events that will have you feeling jolly! You have the chance to have Breakfast with Santa at the Oakley Recreation Building on December 12th! Bring the whole family for breakfast at 10 a.m. that will include a continental breakfast of fruit, pastries, milk, juice, and coffee. All children in attendance will receive a gift from Santa himself! Santa’s Arrival at Sand Creek Crossing on December 12th is sure to get everyone excited for the holiday. The free event from 1 p.m. until 3 p.m. will include Santa and his friends, horse-drawn carriage rides, street entertainment, and much more. Celebrate the holiday ... Read more
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