Benefits of Working With An Independent Insurance Agency vs. A Captive

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When you’re looking for an insurance agent, consider one who is independent. He or she will be able to provide you with quotes from multiple companies, and that can help you get a great policy and save a lot of money. Independent insurance agents bring at least 80% of the business that’s done by large insurance companies. They’re also often very knowledgeable and up front about the policies and products they’re offering. It’s important to have an expert tell you what you really need to know when you’re buying a policy, and an independent insurance agent can do just that.

There’s nothing inherently wrong with buying from a large company, but it’s often a very impersonal experience. If you don’t know the right questions to ask, you may end up with a policy that’s not at all what you needed or wanted. You wouldn’t realize that, and it’s not your fault. However, that won’t help you when you need the policy and find that you’re not covered. Choosing an independent agent can help you avoid those kinds of risks.

For information on insurance in the Oakley, CA area, contact Thomas Agers at Agers Insurance today.