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3 Reasons Why a Parking Lot is More Dangerous Than a Public Road

Most of us, if not all, have had near brushes with harm and injury, due to careless or reckless driving in a parking lot. In fact, statistics show that there are more vehicle incidents that occur in parking lots than on the road, when factoring in an equal amount of miles driven on both. 3 Reasons Why the Parking Lot is More Dangerous Motorists tend to drive less defensively because of focus on finding a parking spot. Unscrupulous motorists are aware that public traffic laws do not apply on private lots. Most motorists park head-in. And, most of us are unskilled when it comes to driving backward, which comes to bear when clearing that parking spot. Agers Insurance Services provides the closest-to-perfect auto insurance coverage and service. Contact them for more information on the hidden dangers of driving in a parking lot and how to keep insurance premiums low. Read more

Ensure Your Condo Is Protected With Condo Master Policy Insurance

Condos are interesting investments. While you may own the unit itself and can make changes to it, someone else owns the building as you must adhere to a condominium association's by-laws. The ownership of the condo is usually detailed in the master deed. When it comes to commercial insurance, it may fall on the unit owner to have the right coverage for the property. While the association has overall management of the building, it may be your responsibility to insure everything in the condo from the walls to the floor. It will all depend on who manages the association and how much risk they take on with maintaining the conditions of the property. As a unit owner, you want to make sure your condo investment is protected from fire, flood, theft and other hazards. Condo Master Policy Insurance can protect you if the insurance policy the association has does not, especially ... Read more

Traveling? Secure Your Home Before Leaving!

Now that summer is here, many people are looking forward to taking some time off to do some traveling. While you are likely going to focus on all the fun you are going to have during vacation, it’s prudent to secure your home before leaving. In fact, most communities in the United States experience a rise of 10 percent to 20 percent in home burglaries during the summer, according to a recent article posted at the Allstate blog. Some notable tips from the article include: Verify that all your home’s locks are in good working order. Remember to stop your mail delivery or have a trusted friend or family member take care of getting the mail for you. Otherwise, flyers and mail can accumulate at the front door and tempt criminals who suspect you are away. Arrange for a house sitter, who can keep an eye on your property while you are gone. ... Read more

Linkedin: The Importance and Why Every Business Should Have It!

LinkedIn is a social media website that is focused on business professionals. It allows professionals to connect to one another and to get out there in an effort to form new connections and networking abilities. Many businesses will find that LinkedIn is absolutely essential to their marketing campaigns, especially companies that are focused on pursuing clients and developing relationships between peers. Companies such as insurance agencies and real estate agencies will find that LinkedIn is an invaluable tool for building relationships and marketing their skills. Getting started with LinkedIn is usually as simple as as creating a profile. A profile is extremely simple to create and simply requires some basic biographical information from the user. The user can then connect to all of the people that they know on a professional level. This includes colleagues, supervisors and clients. After this, other people will be able to find them based on ... Read more

The Importance of Purchasing Flood Insurance

It is common knowledge that homeowners insurance is a necessity. However, most people are not aware how valuable flood insurance can be. While not every home is located near notorious flood zones, many are still at potential risk of flood damage. Winter storms and snow melt can both cause flash flooding as well as gradual flooding in many areas. In fact, in 2012, 25 percent of claims paid by the National Flood Insurance Program were not located in traditionally high-risk flood areas. Flooding is the most common natural disaster in the United States. Despite that, it is not covered by a standard homeowners policy. Flood insurance can cover your home in the event of the overflow of streams, rivers, lakes or drainage systems, as well as coastal high tides and storm surges. It is important to note that there is often a 30-day waiting period after you have purchased your flood insurance ... Read more
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