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5 Tips for the Ultimate Motorcycle Road Trip

Fall is a great time for a motorcycle road trip. When you head north, you get a chance to see the bright colors of changing leaves and to sample favorite fall foods. And, as a bonus, the cooler weather makes safety gear more comfortable. To have the ultimate motorcycle road trip: Use review sites like Yelp to find the best places to eat and see along your route. Make friends online in places before you go by making connections in motorcycling forums. Find out about seasonal festivals along the way. Bring a low temperature sleeping bag with liner so that you are ready for unexpectedly cold nights. Bring a jet stove or other lightweight camping stove. There's nothing like hot coffee at your camp site on a brisk morning. Update friends and family on Facebook or Foursquare so that they can virtually accompany you on your ultimate road trip. Part of staying safe on the road ... Read more

Five Common Mistakes Parents Make With Child Safety Seats

With multiple manufactures and five different types of children’s car seats available, properly installing these important safety devices can be a challenge. In fact a survey done by the GM Foundation and Safe Kids USA indicates the problem is significant. The survey indicates that 73% of child safety seats are not being installed properly. Here are five common mistakes parents make when installing their child’s car seat. 1. Not selecting the right car seat. Child seats have a label on them that lets you know it is age, height and weight appropriate. Be sure to check it. 2. Not putting it in the back seat. Children should ride in the rear seat until the age of 13. 3. Having them facing forward too soon. Children should be in a car seat that faces the rear until about 2 years old. When they move into a forward facing seat, double check to insure the top tether ... Read more

Five Safe and Affordable Cars for Teens

If you’re a parent of a teen, you may be embarking upon the time when they want to drive. Today’s teens aren’t satisfied with a license, most of them also want a car to accompany their foray into the world of semi-adulthood. How do you handle that as a parent? You want to ensure their safety, and make sure they have the most protection while driving. There are a couple of things you can do to make your life easier, especially if you are considering buying your teen a car. First, add them to your current insurance policy. Next check which cars have been rated safe and affordable. Here is a quick list of new and used cars that may be helpful: 2013 Chevrolet Malibu 2008 Saturn Aura XE 2009 Honda Accord Sedan 2005 Saab 9-3 Linear 2010 Chevrolet Malibu These cars have given the best performance for teen drivers and can give you some ... Read more

Insuring Your High Performance Automobile

Now that you finally have the perfect car with a high-powered engine that performs better than anything you’ve ever driven, it is time to start looking at auto insurance. In order to protect your investment, it is important to know how much coverage is enough and what you need to look for in your policy. Actual Cash Value It is more difficult to determine what the actual cash value of a high performance vehicle is. Moreover, the age and condition of the vehicle play a part as well. Typically, you and the insurer agree on the value of the car through “stated value” coverage. Racing Higher premiums will result in covering your vehicle if you race it. The reason is that you need to get specialty coverage so the insurer cannot deny your claim in case of an accident. Liability Limits High liability limits are almost necessary for high performance vehicles because of the speed ... Read more

Insurance Requirements for a Small Business

One area of the budget that a small business owner simply cannot neglect is their business insurance. Insurance is not an option for most small businesses, as a single large expense can damage a business's cash flow and put it in an extremely vulnerable situation. There are also certain types of insurance that are simply required for a business to operate legally. Small businesses that have full-time staff members are required to pay into workers compensation insurance, and most small businesses will need to have at least some measure of liability insurance as well. A small business owner will also want to have a property insurance policy that covers their equipment, any physical property and any physical improvements to their space, such as modifications to a retail location. Small businesses with full-time employees are also required to offer health insurance options to their employees, which will require the adoption of a ... Read more
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